SME Lending Solutions

Practical Lending Support for SMEs

Koshan Capital is being developed as an independent SME lending platform concept focused on responsible lending, disciplined assessment, and practical capital access for small and medium-sized businesses.

Working Capital Needs

Supporting future lending solutions for SMEs with practical funding needs related to daily operations, cash flow timing and business activity.

Business Growth Needs

Helping selected SMEs explore suitable lending support for expansion, inventory, marketing or short-term commercial opportunities.

Operational Needs

Developing lending concepts that can better reflect real business activity, operating behaviour and repayment capacity.

Our Lending Approach

Koshan Capital’s platform direction is based on responsible lending principles, practical business assessment, and disciplined risk control.

Business Understanding

Reviewing the SME’s business profile, operating history and relevant supporting information.

Data-Informed Review

Using available business, transaction or operating signals to support more disciplined lending decisions.

Structured Lending Design

Developing lending structures based on suitability, risk profile, repayment capacity and operating model.

Monitoring & Control

Applying portfolio monitoring, repayment tracking, and risk controls to support responsible platform development.

Important Note

Koshan Capital is currently being developed as an independent SME lending platform concept. Any future lending product, service, or arrangement would be subject to applicable licensing, regulatory, legal, commercial, and operational readiness requirements.

Interested in SME lending solutions?

For strategic, partnership, or business-related enquiries, please contact Koshan Capital.

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